In his book Financial Freedom: A Proven Path to All the Money You Will Ever Need Grant Sabatier

Sabatier breaks the journey into seven distinct stages to help track progress beyond just a single "end goal":

: Earning enough to cover all your basic expenses without outside help (though you may still be living paycheck-to-paycheck). Breathing Room

: Figuring out your starting point, including your net worth and exactly how much money you need to reach your goals. Self-sufficiency